:root {
 --navy:#041438; --navy2:#071B46; --royal:#0B3A8E; --gold:#D8B157;
 --white:#FFFFFF; --offwhite:#F5F7FB; --ink:#18253D; --muted:#68758C; --line:#DCE3EE;
 --shadow:0 18px 50px rgba(4,20,56,.12);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Arial,Calibri,sans-serif;color:var(--ink);background:#fff;line-height:1.62}
a{text-decoration:none;color:inherit}
.container{width:min(1180px,calc(100% - 42px));margin:auto}
.site-header{position:sticky;top:0;z-index:50;background:rgba(4,20,56,.98);border-bottom:1px solid rgba(255,255,255,.34)}
.nav{height:82px;display:flex;align-items:center;justify-content:space-between;gap:28px}
.brand img{width:198px;height:auto;display:block;object-fit:contain}
.navlinks{display:flex;align-items:center;gap:5px}
.navlinks>a,.dropbtn{color:#fff;font-size:14px;padding:30px 14px;display:block;white-space:nowrap}
.navlinks>a:hover,.dropbtn:hover{color:var(--gold)}
.dropdown{position:relative}
.dropbtn{background:none;border:0;font:inherit;cursor:pointer}
.dropdown-menu{display:none;position:absolute;top:77px;left:0;width:270px;background:#fff;border-top:3px solid var(--gold);box-shadow:var(--shadow);border-radius:0 0 12px 12px;overflow:hidden}
.dropdown:hover .dropdown-menu,.dropdown:focus-within .dropdown-menu{display:block}
.dropdown-menu a{display:block;padding:13px 18px;font-size:13px;color:var(--ink);border-bottom:1px solid #edf0f5}
.dropdown-menu a:hover{background:var(--offwhite);color:var(--royal)}
.menu{display:none;background:none;border:1px solid rgba(255,255,255,.35);color:#fff;padding:8px 12px;border-radius:8px}
.hero{background:var(--navy);color:#fff;padding:100px 0 88px;position:relative;overflow:hidden}
.hero:after{content:"";position:absolute;width:420px;height:420px;border:1px solid rgba(216,177,87,.14);border-radius:50%;right:-170px;top:-170px}
.kicker{font-size:11px;text-transform:uppercase;letter-spacing:.19em;color:var(--gold);font-weight:800}
.hero h1{font-size:clamp(36px,4.4vw,56px);line-height:1.08;margin:13px 0 20px;max-width:820px;color:#fff}
.hero p{font-size:19px;color:#D9E4F7;max-width:800px}
.mantra{margin-top:28px;font-weight:800;letter-spacing:.15em;font-size:14px}
.section{padding:84px 0}
.section.alt{background:var(--offwhite)}
.section-head{max-width:780px;margin-bottom:42px}
.section-head h2{font-family:Arial,Calibri,sans-serif;color:var(--navy);font-size:42px;line-height:1.15;margin:10px 0 14px}
.section-head p{font-size:17px;color:var(--muted);margin:0}
.grid{display:grid;gap:22px}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-2{grid-template-columns:repeat(2,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:28px;box-shadow:0 10px 30px rgba(4,20,56,.06)}
.card h3{font-family:Arial,Calibri,sans-serif;color:var(--navy);font-size:23px;margin:9px 0 10px}
.card p{color:var(--muted);margin:0 0 12px}
.card ul{padding-left:19px;color:#526079;margin-bottom:0}
.service-card{min-height:245px;position:relative;overflow:hidden}
.service-card:after{content:"";position:absolute;right:-55px;bottom:-65px;width:150px;height:150px;border:1px solid rgba(11,58,142,.11);border-radius:50%}
.num{font-size:12px;color:var(--gold);font-weight:800;letter-spacing:.15em}
.label{font-size:12px;color:var(--royal);font-weight:800;letter-spacing:.14em}
.service-list{display:grid;grid-template-columns:repeat(2,1fr);gap:15px}
.service-item{background:#fff;border:1px solid var(--line);border-left:4px solid var(--gold);border-radius:10px;padding:18px 20px}
.service-item strong{display:block;color:var(--navy);font-size:16px}
.service-item span{display:block;color:var(--muted);font-size:13px;margin-top:3px}
.cta{background:var(--navy);color:#fff;border-radius:22px;padding:46px;display:flex;align-items:center;justify-content:space-between;gap:30px}
.cta h2{font-family:Arial,Calibri,sans-serif;color:#fff;font-size:36px;margin:8px 0 12px}
.cta p{color:#C9D7EE;max-width:700px}
.btn{display:inline-flex;padding:13px 22px;border-radius:999px;background:var(--gold);color:var(--navy);font-weight:800;border:1px solid var(--gold)}
.btn.outline{background:transparent;color:#fff}
.footer{background:var(--navy);color:#C5D1E7;padding:48px 0 24px}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:45px}
.footer h3{font-family:Arial,Calibri,sans-serif;color:#fff;margin:0 0 10px;font-size:20px}
.footer small{color:#9FB0CC}
.breadcrumb{padding-top:28px;color:var(--muted);font-size:13px}
.notice{background:#FFF5D9;border:1px solid #E6CE86;color:#5D4B20;padding:16px 18px;border-radius:11px;font-size:13px}
.disclaimer-screen{position:fixed;inset:0;background:rgba(2,12,32,.985);z-index:1000;display:flex;align-items:center;justify-content:center;padding:22px}
.disclaimer-box{width:min(780px,100%);background:#fff;border-radius:20px;padding:42px;box-shadow:0 30px 100px rgba(0,0,0,.45)}
.disclaimer-box img{display:block;width:270px;max-width:80%;margin:0 auto 24px}
.disclaimer-box h2{font-family:Arial,Calibri,sans-serif;text-align:center;color:var(--navy);font-size:30px;margin:0 0 14px}
.disclaimer-box p{font-size:14px;color:#536079}
.disclaimer-actions{display:flex;justify-content:center;gap:12px;margin-top:24px}
.disclaimer-actions button{border:0;border-radius:999px;padding:13px 24px;font-weight:800;cursor:pointer}
.enter{background:var(--navy);color:#fff} .exit{background:#edf1f7;color:var(--navy)}
.note{font-size:12px!important;color:#75829A!important}
.table{width:100%;border-collapse:collapse;background:#fff;border-radius:16px;overflow:hidden;box-shadow:0 8px 28px rgba(4,20,56,.06)}
.table th,.table td{padding:17px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}
.table th{background:var(--navy);color:#fff}
@media(max-width:950px){
 .navlinks{display:none;position:absolute;left:0;right:0;top:82px;background:var(--navy);padding:10px 20px 20px;flex-direction:column;align-items:stretch}
 .navlinks.open{display:flex}
 .navlinks>a,.dropbtn{padding:13px 10px;text-align:left}
 .dropdown-menu{position:static;width:100%;box-shadow:none;border-radius:0;display:block;margin-left:10px;border-top:0;background:rgba(255,255,255,.06)}
 .dropdown-menu a{color:#fff;border-color:rgba(255,255,255,.1)}
 .menu{display:block}
 .grid-3,.grid-2,.service-list,.footer-grid{grid-template-columns:1fr}
 .cta{flex-direction:column;align-items:flex-start;padding:34px}
}

/* V3 landing-page polish */
.hero .btn{background:var(--gold);color:var(--navy);border-color:var(--gold)}
.hero .btn.outline{background:transparent;color:#fff;border-color:rgba(255,255,255,.7)}
.navlinks>a,.dropbtn{font-size:14px;font-weight:400}

.services-dropdown{position:relative}
.services-dropdown .dropdown-menu{width:310px;max-height:70vh;overflow:auto}
.services-dropdown:hover .dropdown-menu,.services-dropdown:focus-within .dropdown-menu{display:block}
.service-page-hero{background:var(--navy);color:#fff;padding:64px 0 60px}
.service-page-hero h1{font-family:Arial,Calibri,sans-serif;font-size:44px;line-height:1.12;margin:10px 0 14px;color:#fff}
.service-page-hero p{font-size:17px;color:#D9E4F7;max-width:780px;margin:0}
.service-overview{display:grid;grid-template-columns:1.2fr .8fr;gap:28px}
.service-panel{background:#fff;border:1px solid var(--line);border-radius:18px;padding:30px;box-shadow:0 10px 30px rgba(4,20,56,.06)}
.service-panel h3{font-family:Arial,Calibri,sans-serif;color:var(--navy);font-size:23px;margin:0 0 10px}
.service-panel p{color:var(--muted)}
.service-panel ul{padding-left:20px;color:#526079}
.service-cta{background:var(--offwhite);border:1px solid var(--line);border-radius:18px;padding:30px}
.service-cta h3{font-family:Arial,Calibri,sans-serif;color:var(--navy);margin-top:0}
.service-index{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.service-index a{background:#fff;border:1px solid var(--line);border-radius:12px;padding:18px;color:var(--navy);font-weight:700}
.service-index a:hover{border-color:var(--gold);box-shadow:0 8px 22px rgba(4,20,56,.08)}
@media(max-width:900px){.service-overview,.service-index{grid-template-columns:1fr}}